The Vitolo Company is an independent insurance agency focusing on employee benefits and business consulting since 1991. We strive to provide results-driven strategies using analytics tools and creative solutions.


Every client receives highly specialized, high touch services, tailored to fit their needs. The following valuable services, typically fee-based at most agencies, are available to all clients at no additional cost:

  • Complete enrollment processing

  • Human Resource Management System with payroll integration and paperless enrollment

  • Dedicated Claims Manager

  • Employee Benefits Compliance Officer on staff

  • Broad selection of voluntary, alternative, and fringe benefits

  • Wellness program coordination

  • ACA and ERISA filing assistance

Group Benefit Plans

Finding the right benefit policies and retirement strategies can be a tough value proposition. The Vitolo Company uses a systematic approach in making efficient choices for all stakeholders.  We offer the following plans:​

Core​ Group Benefits

  • Medical

  • Dental and orthodontics

  • Vision

  • Life and AD&D

  • Short-term disability

  • Long-term disability

Supplementary Benefits​ and Programs

  • Wellness programs

  • Employee Assistance Programs (EAP)

  • Voluntary life and AD&D

  • Voluntary disability

  • Surrogacy and adoption benefits

  • Student loan repayment programs

  • Emergency day care

  • Pet insurance

  • Executive and key man policies

  • Business Travel Accident (BTA)

  • International coverage

Alternative Funding Options

  • Health Savings Accounts (HSA)

  • Health Reimbursement Arrangements (HRA)

  • Health Care Flexible Spending Accounts (FSA) 

  • Day Care Flexible Spending Accounts (DCFSA)

  • Commuter programs

  • 401(k) and profit sharing plans

  • SIMPLE IRA plans

  • Section 125 Premium Only Plans (POP)

  • Consolidated billing

Employee Benefits Consulting

The following services are provided during your renewal or at any time that you would like to reevaluate your benefits package:  

  • Plan design development and renewal strategy

  • Claims data analysis and reporting

  • Total cost analysis

  • Industry benefit benchmark information

  • Funding and contribution strategies

  • Carrier selection assistance

  • Carrier negotiations

  • Employee meetings

  • Retirement plan review

Group Administration Services

Our services are all-encompassing and designed to lower your HR staff’s workload, provide fast, responsive customer support, and make your employee benefits administration as seamless as possible.  Our solutions include the following:

  • All-inclusive enrollment administration (we update the carriers for you)

  • Electronic or paper employee benefits materials

  • Optional complimentary online Human Resource Management System

    • Online benefits enrollment (paperless system)

    • Onboarding

    • PTO tracking

    • Talent database

    • Employee review tracking

    • Payroll integration 

  • Dedicated employee communications portal

  • Dedicated Claims Manager on staff

  • Billing troubleshooting

Compliance Consulting

We ensure our clients comply with all benefits-related laws and regulations.   The Vitolo Company uses an organized approach in providing necessary information for your benefits plan to meet all federal, state, and local regulations. To accomplish these objectives, we perform the following services:  

  • A comprehensive compliance checklist for benefits laws and regulations

  • Assistance with COBRA administration

  • Compliance with ERISA and ACA regulations

  • Preparation of ERISA Form 5500

  • 1095 Filing assistance

  • Prepare Summary Plan Documents (SPD) and Wrap Documents

  • Provide an attorney-reviewed HR tools library that includes:

    • Guidance in all aspects of the HR function

    • Complete federal, state, and local regulatory lookup

    • Hiring templates, handbooks, notices, and forms available

    • Videos and training

  • Access to a dedicated Employee Benefits Compliance Officer on staff

Need more details? Contact us.

We are here to assist. Contact us by phone or email.